Publications

Student Loan Scheme Annual Reports

Publication Details

This is the home page for the Student Loan Scheme Annual Report publication series. The Student Loan Scheme Annual Report has been tabled in Parliament each year since 2001 and provides public accountability information to government and New Zealanders to show that the scheme is achieving its primary objective – ensuring that tertiary education is financially attainable to all New Zealanders.

Each report provides information on the loan scheme and its performance, as well as statistics on those borrowing under the scheme and their repayment behaviour. In addition, each report contains financial schedules for the most recent fiscal year.

Author(s): Ministry of Education, Inland Revenue, the Ministry of Social Development and Statistics New Zealand

Date Published: Annually


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Student Loan Scheme Annual Report 2014

Student Loan Scheme Annual Report 2014

The Student Loan Scheme Annual Report 2014 provides information on the scheme and those who borrowed from it in 2013. Key findings in the report are:

  • The nominal value of loan balances was $14,235 million at 30 June 2014.
  • 192,257 students borrowed from the loan scheme in 2013 (74 percent of eligible students).
  • As at 30 June 2013, 721,437 people had a student loan with Inland Revenue.
  • The median repayment time for those who left study in 2011 and remained in New Zealand is expected to be 5.8 years.
  • Author(s): Ministry of Education

    Date Published: December 2014

    Student Loan Scheme Annual Report 2013

    Student Loan Scheme Annual Report 2013

    The Student Loans Scheme Annual Report 2013 provides information on the scheme and those who borrowed from it in 2012, as well as the financial schedules for the year to 30 June 2013. The information in the report aligns with the outcomes framework developed by the agencies that manage and administer the scheme. Key findings in the report are:

    • The nominal value of loan balances was $13,562 million as at 30 June 2013.
    • 201,187 students borrowed from the loan scheme in 2012 (73 percent of eligible students).
    • As at 30 June 2013, 710,000 people had a student loan with Inland Revenue.
    • The median repayment time for those who left study in 2009 and remained in New Zealand was 6.7 years.
    • Author(s): Ministry of Education.

      Date Published: December 2013

    Student Loan Scheme Annual Report 2012

    Student Loan Scheme Annual Report 2012 The Student Loan Scheme Annual Report 2012 provides information on the scheme and those who borrowed from it in 2011, as well as the financial schedules for the year to 30 June 2012. The information in the report aligns with the outcomes framework developed by the agencies that manage and administer the scheme. Key findings in the report are:
    • The nominal value of loan balances was $13.0 billion as at 30 June 2012.
    • 207,000 students borrowed from the loan scheme in 2011 (74 percent of eligible students). As at 30 June 2012, 701,000 people had a student loan with Inland Revenue.
    • The median repayment time for those who left study in 2008 and remained in New Zealand was 5.5 years.

    Author(s): Ministry of Education

    Date Published: December 2012

    Student Loan Scheme Annual Report 2011

    Student Loan Scheme Annual Report 2011 The Annual Report for 2011 provides information on the scheme and those who borrowed from it in 2010, as well as the financial schedules for the fiscal year to 30 June 2011. This year's report is structured so that the information aligns with the outcomes framework developed by the agencies that manage and administer the scheme.

    Key findings in the report are:

    • The nominal value of loan balances was $12.1 billion as at 30 June 2011.
    • 212,000 students borrowed from the loan scheme in 2010 (74 percent of eligible students).
    • As at 30 June 2011, 621,000 people had a student loan with Inland Revenue for collection.
    • The median repayment time for those who left study in 2006 and remain in New Zealand was 5.2 years.

    Author(s): Ministry of Education.

    Date Published: October 2011

    Student Loan Scheme Annual Report 2010

    Student Loan Scheme Annual Report 2010

    The Annual Report for 2010 provides information on the scheme and those who borrowed from it in 2009, as well as the financial schedules for the fiscal year to 30 June 2010.

    This year’s report is structured so that the information aligns with the outcomes framework developed by the agencies that manage and administer the scheme. Key findings in the report are:

    • The nominal value of loan balances was $11.145 billion as at 30 June 2010
    • 199,000 students borrowed from the loan scheme in 2009 (71% of eligible students)
    • As at 30 June 2010 587,500 people had a student loan with Inland Revenue for collection
    • The median repayment time for those who left study in 2006 is forecast to be 6.5 years

    Author(s): Ministry of Education

    Date Published: October 2010

    Student Loan Scheme Annual Report 2009

    Student Loan Scheme Annual Report 2009

    The Annual Report for 2009 provides information on the scheme and those who borrowed from it in 2008, as well as the financial schedules for the fiscal year to 30 June 2009.

    Key findings in the report are:

    • The nominal value of loan balances was $10.259 billion as at 30 June 2009
    • 179,000 students borrowed from the loan scheme in 2008 (69% of eligible students)
    • As at 30 June 2009 562,000 people had a student loan with Inland Revenue for collection
    • The median repayment time for those who left study in 2006 is forecast to be 7 years

    Author(s): Ministry of Education

    Date Published: November 2009

    Student Loan Scheme Annual Report 2008

    Student Loan Scheme Annual Report 2008

    The Annual Report for 2008 provides information on the scheme and those who borrowed from it in 2007, as well as the financial schedules for the fiscal year to 30 June 2008.

    Key findings in the report are:

    • The nominal value of loan balances was $9.573 billion as at 30 June 2008
    • 174,000 students borrowed from the loan scheme in 2007 (66% of eligible students)
    • As at 30 June 2008 530,000 people had a student loan with Inland Revenue for collection
    • The median repayment time for those who left study in 2005 is forecast to be 7 years.

    Author(s): Ministry of Education

    Date Published: October 2008

    Released on Education Counts: 16 December 2010

    Student Loan Scheme Annual Report 2007

    Student Loan Scheme Annual Report 2007

    The Annual Report for 2007 provides information on the scheme and those who borrowed from it in 2006, as well as the financial schedules for the fiscal year to 30 June 2007.

    Key findings in the report are:

    • The nominal value of loan balances was $9.413 billion as at 30 June 2007
    • 167,000 students borrowed from the loan scheme in 2006 (56% of eligible students)
    • As at 30 June 2007 499,000 people had a student loan
    • The median repayment time for those who left study in 2003 and remained in New Zealand is forecast to be 6 years.

    Author(s): Ministry of Education

    Date Published: November 2007

    Released on Education Counts: 21 December 2007

    Student Loan Scheme Annual Report 2006

    Student Loan Scheme Annual Report 2006 The Student Loan Scheme Annual Report to 30 June 2006, incorporating the financial report to 30 June 2006. This year’s annual report is the first prepared since the introduction of the new interest-free student loans policy. It was prepared using new international financial reporting standards. Comparisons between the data presented in the 2006 report and information in earlier years’ reports should be made with due care. 2006 is the fifteenth year of operation of the Student Loan Scheme. This report provides a comprehensive picture of the Scheme to date including:

    • full audited financial accounts up to 30 June 2006
    • an overview of the government's policy for student financial support
    • a description of the components of the Scheme and how they work
    • extensive statistics on the loan scheme including statistics on loan uptake, loan repayments, borrowers overseas, interest write-offs and capital write-offs due to bankruptcy or death
    • the fair valuation of the scheme.

    Author(s): Ministry of Education, Inland Revenue, and Ministry of Social Development

    Date Published: October 2006

    Student Loan Scheme Annual Report 2005

    Student Loan Scheme Annual Report 2005 The Student Loan Scheme Annual Report to 30 June 2005, incorporating the financial report to 30 June 2005. Prepared by the Ministry of Education, Inland Revenue and StudyLink (a division of the Ministry of Social Development).

    Author(s): Ministry of Education, Inland Revenue, and Ministry of Social Development

    Date Published: October 2005

    Student Loan Scheme Annual Report 2004

    Student Loan Scheme Annual Report 2004 The Student Loan Scheme Annual Report for the financial year ending 30 June 2004, incorporating the financial report to 30 June 2004. 2004 is the thirteenth year of operation of the Student Loan Scheme. This report provides a comprehensive picture of the Scheme to date including:

    • full audited financial accounts up to 30 June 2004.
    • an overview of the government's policy for student financial support.
    • a description of the components of the Scheme and how they work.
    • extensive statistics on the loan scheme including statistics on loan uptake, loan repayments, outstanding debt, borrowers overseas, long-term debt projections, interest write-offs and capital write-offs due to bankruptcy or death.
    • a fair valuation of the scheme, developed by the actuaries working for the agencies that manage the scheme.

    Author(s): Ministry of Education, Inland Revenue, and Ministry of Social Development

    Date Published: October 2004

    Student Loan Scheme Annual Report 2003

    Student Loan Scheme Annual Report 2003 The Student Loan Scheme Annual Report for the financial year ending 30 June 2003, incorporating the financial report to 30 June 2003. This report contains financial and demographic information on the Student Loan Scheme, including information on student loan borrowing and debt up to 30 June 2003. In addition to the information presented in previous years, this year's report contains new and additional information including:

    • more detailed contextual information on the role of the loan scheme in the tertiary system;
    • the fair valuation of the scheme;
    • more detailed information on modelling assumptions; and
    • information from the new integrated Student Loan dataset.

    Author(s): Ministry of Education, Inland Revenue, and Ministry of Social Development.

    Date Published: September 2003

    Student Loan Scheme Annual Report 2002

    Student Loan Scheme Annual Report 2002 The Student Loan Scheme Annual Report for the financial year ending 30 June 2002, incorporating the financial report to 30 June 2002.

    Author(s): Ministry of Education, Inland Revenue, and Ministry of Social Development.

    Date Published: September 2002

    Student Loan Scheme Annual Report 2001

    Student Loan Scheme Annual Report 2001 The Student Loan Scheme Annual Report for the financial year ending 30 June 2001, incorporating the financial report to 30 June 2001.

    Author(s): Ministry of Education, Inland Revenue, and Work and Income New Zealand.

    Date Published: December 2001

    Student Loan Scheme Annual Report 2000

    Student Loan Scheme Annual Report 2000 The Student Loan Scheme Annual Report for the financial year ending 30 June 2000, incorporating the financial report to 30 June 2000.

    Author(s): Ministry of Education, Inland Revenue, and Work and Income New Zealand.

    Date Published: December 2000


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